Community | Capital One
We’re on a mission to change banking for good.
We’re committed to transforming lives and neighborhoods to build more than wealth, creating possibility and opportunity.
Our impact in action
Our $265 billion Community Benefits Plan, part of our acquisition of Discover, is designed to expand economic opportunity for low- and moderate-income consumers and communities. Through this plan, developed in partnership with leading community organizations, we will continue our mission to Change Banking for Good. Between July and December 2025, we deployed capital across five impact pillars: Supporting Financial Resilience; Enabling Wealth Building; Sustaining and Growing Small Businesses; Creating and Preserving Affordable Housing; and Building Thriving Communities.
Our goals
Create economic opportunity
We’re harnessing our scale, innovative spirit and community partnerships to help more people access affordable, best-in-class financial products and services, achieve lasting security and build generational wealth.
Improve financial well-being
We will expand access to capital and credit, enabling small businesses to grow, individuals to weather financial shocks and build wealth and neighborhoods to be places of opportunity.
Engage in our community
We are deepening our partnerships with over 800 nonprofits and community organizations, scaling our support to enable local leaders to drive sustainable solutions.
JULY-DECEMBER 2025
$43 billion in six months: A strong start for our Community Benefits Plan
In our Community Benefits Plan’s first six months, we deployed over $43 billion—representing 16% of our $265 billion commitment—and established a strong foundation for the future.
FEATURED STORY
Supporting a Path for Economic Prosperity in the Deep South
Capital One and HOPE: A decade of partnership supporting prosperity in the Deep South
STORIES OF IMPACT
A family chocolate business sets its sights even higher
Capital One announces $3 million investment in Montana
Character-based lending is fueling entrepreneurs in Delaware
Montana’s Entrepreneurship Lessons for Rural America
Expanding affordable housing in Harlem and The Bronx
Capital One and Inclusiv Expand Partnership
INVESTMENT HIGHLIGHT
Announcing Finalists for $25M Homeownership Open Call
Ten organizations selected to advance community-driven solutions expanding affordable homeownership across the country.
COMMUNITY PERSPECTIVES
Matthew Heckles, Director of Delaware State Housing Authority
“A home is much more than a roof over your head. It’s where children do homework, where families celebrate milestones, where people build generational wealth. We are proud of our DSHA mortgage programs that help low- and moderate-income families overcome financial barriers so they can buy their own home. We are especially thankful for our partnership with Capital One because it allows us to help more families achieve that dream.”
Paul Quintero, CEO of Ascendus
"We meet talented entrepreneurs every day with a clear vision for their business. What's often missing isn't ambition—it's someone willing to believe in that vision and back it with the right capital and support. Capital One's support helps us look beyond a credit score and stand alongside the people behind small businesses—moving them, their families and their communities toward financial ascension."
John Horhn, Mayor of the City of Jackson
“Capital One’s investment is helping reshape Jackson. These funds are repairing bridges, streets and waterways. And that work goes far beyond fixing pipes and pavement. We’re restoring the pulse of the city with improvements people experience every day, creating a stronger, more dependable foundation for our entire community.”
Leigh Phillips, President and CEO of SaverLife
“As more consumers navigate irregular income and unexpected expenses, innovative tools like Autopilot and Savings Buckets can help people manage their money with greater confidence and flexibility. By offering solutions that align with how people actually budget and save, banks can better support customers in staying focused on their long-term financial goals.”
Frequently asked questions
Has Capital One started deploying the $265 billion Community Benefits Plan?
Yes. The process of implementing the plan has begun, and will continue over the course of the next five years.
Can I apply for funding now?
Our grant process for the CBP will follow our typical practice of always-on sourcing and relationship development, and we will only be accepting grant requests received by invitation. In select cases, we may supplement our approach with an open call or RFP process. Capital One’s approach recognizes the need to apply most of our funding against solutions that are driven locally at a market level. This is also supplemented with select partnerships with national organizations that have demonstrated ability to innovate and drive impact at scale.
When will more information be available?
This site will continue to be updated with new information on our commitments, partners, and progress. Existing and potential community partners are not required to take any new or additional action related to Capital One’s CBP.
Has the plan changed since it was first announced?
Our Community Benefits Plan was designed to meet the needs of the communities and may evolve as new needs are identified. We will publish ongoing updates to this website and share formal updates on an annual basis, starting in the second quarter of 2026.