Savor Rewards for Students

Earn unlimited 3% cash back at grocery stores, on dining, and entertainment and popular streaming services. $0 annual fee. Plus, earn a $50 cash bonus. 1

Find out if you're pre-approved with no risk to your credit score.

Find out if you're pre-approved with no risk to your credit score.

Access Capital One Travel
Elevate every trip with special travel features

Frequently Asked Questions

A student is anyone currently enrolled, or admitted and planning to enroll in the next 3 months, at an accredited university, community college or other higher education institution.

Although you are graduating, your Capital One Savor Rewards card stays with you. You’ll still keep all the same rewards and benefits on your card.

Every time you buy something, the merchant assigns your purchase a category code. We use these codes to figure out how much cash back you earn. Please note, Capital One is not responsible for codes used by merchants.

Some merchants that sell food and drinks that are located within larger establishments (such as hotel restaurants or grocery store food counters) as well as some food trucks or food carts may not categorize themselves as dining merchants.

Purchases made through third-party payment accounts, mobile or wireless card readers, mobile or digital wallets or similar technology may not receive a higher percentage reward, depending on how the technology is set up to process the purchase.

A supermarket, meat locker, freezer, dairy product store and specialty market. Excludes superstores like Walmart® and Target®.

Purchases at restaurants, cafes, bars, lounges, fast-food chains and bakeries.

Ticket purchases made at movie theaters, sports promoters (professional and semi-professional live events), theatrical promoters, amusement parks, tourist attractions, aquariums, zoos, dance halls, record stores, pool halls or bowling alleys. This excludes golf courses, collegiate sporting events and non-industry entertainment merchant codes like cable, digital streaming and membership services.

Streaming purchases made from eligible music and video streaming services, including but not limited to Netflix ®, Hulu ® and Disney +. Some services such as Verizon FIOS On Demand, audiobook subscriptions, and fitness programming are excluded.

Customer Reviews
  • 5 Star
    70%
  • 4 Star
    19%
  • 3 Star
    4%
  • 2 Star
    3%
  • 1 Star
    4%
4.5
based on 647 reviews
91 %
of reviewers recommend Savor Student
4.5
based on 647 reviews
91 %
of reviewers recommend Savor Student
  • 5 Star
    70%
  • 4 Star
    19%
  • 3 Star
    4%
  • 2 Star
    3%
  • 1 Star
    4%
Yes, I recommend this product

Great features

hannahb0705 - 4 days ago

This card has great features and rewards, especially as a student. The app is very accessible and beginner-friendly.

Yes, I recommend this product
Yes, I recommend this product

Savor review

Deeze75 - 7 days ago

Helped tremendously and saved my assets. Would love to have a upgraded card.

Yes, I recommend this product
Yes, I recommend this product

Good cash back

Ravisav - December 29, 2025

I used most of the cash back options. I go to entertainment and food mostly.

Yes, I recommend this product
Yes, I recommend this product

Great card but 300 credit line goes so quick

Ralon - December 28, 2025

My card is a good it but 300 limit goes quick when u pay utilities

Yes, I recommend this product
Yes, I recommend this product

The Great One

Moe0409 - December 27, 2025

I really like this card .. cash back and referrals amazing points being a student very helpful

Yes, I recommend this product
Yes, I recommend this product

Great features

Megsimaha - December 27, 2025

My capital one card is a good fit for me because it fits my lifestyle.

Yes, I recommend this product

Review for Savor® for Students

Ak854 - December 27, 2025

I didn’t like the Savor® for Students card. Since it’s marketed specifically for students, I expected it to be more beginner-friendly, especially when it comes to interest rates. At the very least, it should have offered...

Yes, I recommend this product

Excellent card

Happy Student - December 27, 2025

Excellent card. Affordable payment schedule. Love the rewards

Yes, I recommend this product
Yes, I recommend this product

Great cashback rewards

csu2004 - December 27, 2025

I really like the cashback rewards and the categories of rewards because it really captures pretty much everything a college student my age is spending money on and especially for a no annual fee card it is really sublim...

Yes, I recommend this product
Yes, I recommend this product

Great features, Not friendly for college students

Jello655 - December 11, 2025

I love how simple my savor card is. Cash back on every purchase, financial assistance, shopping and travel discounts. Realistically, this card would not benefit the average college student. Despite the advertising on 3% ...

Yes, I recommend this product